Trust Swiftly can make meeting IAL3 compliance an effortless experience, offering fast and simple means of meeting FedRAMP requirements while protecting against sophisticated fraud attacks. Our hardware-based remote IAL3 verification solution offers fast verification without delay.
This innovative platform integrates remote and in-person identity proofing, advanced biometrics, face recognition with liveness. Security researchers and hackers may participate in its public bounty challenge to test its defenses.
NIST IAL3 verification
NIST’s digital identity guidelines are fundamental for modern cybersecurity, enabling businesses to provide their subscribers with a trusted and safe online experience. While flexible in approach, the guidelines emphasize extensive IAL3 identity proofing, strong phishing-resistant authentication methods and secure federated identity practices – requirements which Mitek’s Verified Identity Platform meets to protect businesses against fraudsters.
NIST IAL3 verification standards provide three levels of assurance: IAL1, IAL2 and IAL3. Each level provides different degrees of confidence that an applicant’s claimed identity corresponds with real life identities. At the IAL3 identity assurance level, on-site attended identity proofing with verified biometrics is used, though this process is more costly and resource intensive; hence it should only be used when dealing with high stakes transactions such as secure physical building access or government services.
An IAL3 compliant solution should be compatible with modern mobile devices and software, enabling the user to quickly inspect identity documents with live biometric capture from device cameras, while also helping prevent fraudsters while improving customer experiences while meeting regulatory compliance. It should save both businesses time and money while keeping employees secure.
NIST IAL3 identity proofing
NIST’s Identity Assurance Levels are tiered levels designed to gauge how confidently digital identities match real identities in real life, from self-asserted (IAL1) up to in-person verification (IAL3). These allow companies to select an identity verification solution suitable to their needs.
Trust Swiftly’s patent-pending technology provides an effective, low-cost alternative that meets NIST IAL3 compliance and FedRAMP High standards quickly and affordably.
Combining device camera live biometric capture with a rigorous document inspection and comparison process, our digital identity management solution ensures that verified identities match what appears on identification documents. Furthermore, it supports multiple modalities and captures such as dual iris or face authentication to reduce false positives while increasing verification rigor – creating a secure phishing-resistant digital identity management system while providing user convenience.
NIST 800-63A IAL3
NIST 800-63A IAL3 Revision 4 of the National Institute of Standards and Technology’s (NIST) digital identity guidelines offers a clear framework for secure online transactions through identity proofing, authentication, federated identity management and establishing clear pathways from initial identity proofing to ongoing authentication.
NIST 800-63A IAL3 revisions clearly signal a strategic shift toward prioritizing stronger authentication protocols that are both phishing-resistant and fraud-prevention effective, such as deprecating email OTP and downgrading SMS-based authentication methods; also mandating Phish-resistant Multi Factor Authentication and making FIDO2 the gold standard among authenticators.
Revisions to the revised guidelines also focus on data minimization, to ensure only necessary personal identifiers (PII) for identity proofing are collected without incurring overreach and intrusiveness issues, thus creating user trust while decreasing risks related to misuse or abuse of PII.
IAL3 compliant solution
NIST 800-63A IAL3 defines Identity Proofing Level 3 (IAL3) as its highest identity verification standard and requires on-site attended identity verification to mitigate more sophisticated attacks such as evidence falsification, theft, repudiation and advanced social engineering techniques. IAL3 stands apart from lower assurance levels by combining on-site attended proofing, verified biometrics and rigorous document validation – as well as mitigating impersonation by linking initial high assurance identity verification with physical authenticators such as YubiKeys to reduce impact.
TrustSwiftly, our comprehensive identity verification solution, assists organizations in meeting IAL3 by using chat, video, facial recognition with liveness detection and document authentication. Furthermore, this system supports step-up reproofing based on risk to help organizations balance business and security objectives while decreasing cyber liability insurance costs and eliminating risky password resets. Taking this approach drastically minimizes attack surfaces while simultaneously decreasing premiums and operational expenses; additionally it enhances user experience by eliminating vulnerable password-based authentication methods.
